Insurance Claims
If you have a claim to report, you may either take advantage of the emergency 24/7 Emergency Claim Numbers listed to the right to report a claim directly to the insurance company claim department or you may contact Risk Concepts.
24/7 Emergency Claim Numbers
If you have a claim to report, you can take advantage of the insurance carriers' 24/7 Claim Support Service to report a claim directly to the insurance company claim department or you may contact Risk Concepts.
By reporting your loss directly to the insurance company, they can begin to handle all aspects of your claim and get you the help you need when it matters most.
Please contact our office for suggestions as to how workers' compensation claims should be reported.
The Claim Process
- Report your loss immediately to Risk Concepts or to your insurance company's 24/7 claim telephone number.
- If property is damaged, take photos of the damage and make any temporary repairs necessary in order to prevent further damage until you are contacted by a company adjuster. Make records of damaged property and repair expenses.
- If you are in an automobile accident, make complete notes of the date, time & place along with the other car's driver information and witnesses. If the other party is at fault, be sure to contact the police and make an accident report.
- In any claim, no repairs, except for temporary repairs should be made without your insurance company's authorization.
- Your insurance company (Safeco, Traverlers, etc.) may send you a claim form, known as a "loss notice form" to complete or an adjuster may visit your home or business first, before you're asked to fill out any forms.
- An adjuster is a person professionally trained to assess the damage. In either case, the more information you have about your damaged possessions - a description of the item, the date of purchase and what it would cost to replace or repair - the faster your claim generally can be settled.
