Proposals From 150+ Insurers

See All Reviews

California Independent Insurance Agency

Business Insurance for Pleasant Hill and All of California

At Risk Concepts, we could tell you that we’re responsive, have outstanding client service and provide competitive proposals, however that is what you should expect at the minimum from an insurance broker.  Where Risk Concepts shines is that we do all of the above consistently well and bring additional value by helping you address challenges with “out of the box” thinking.  If you were to ask our long-term clients, you would find that insurance is only one role we play.

Our experience dealing with so many different clients in many different industries allows us to be trusted advisors – not only as respects insurance and risk but in so many other areas.  If you have a need or challenge that we cannot immediately assist you with, we will help you find the most appropriate and capable resource.  To learn more, please take a moment to review our website and our LinkedIn profiles.

If we might be able to help you, please give us a call at (925) 933-9200 or e-mail

Risk Concepts Business Insurance Brokers

Questions? We Can Help!

Recent News & Updates

New Workers' Compensation Regulations - Exclusion of Corporate Officers - Partners - LLC Members

Effective January 1, 2017, AB 2883, makes the following changes: Any eligible individual (officer, director, general partner, managing member) electing exclusion from workers' compensation benefits must provide a signed waiver to the insurance carrier prior to January 1, 2017. For corporations, officers and directors (i.e., members of the Board of Directors) must now also meet a 15% ownership threshold in order to be eligible for...

Employment Practices Liability Insurance (EPLI)

Today more than ever, employees know their rights under the law. Over the years, the United States has created many federal laws and statutes to protect the rights of individuals including; Title VII of the Civil Rights Act of 1964, Title I and Title V of the Americans with Disability Act of 1990, The Age Discrimination in Employment Act of 1967, plus many other state...