Does My Business Require Commercial Insurance?

Buying auto insurance is an important task for anyone, but what about if you own a small business? The auto insurance requirements of a business are a bit more complex than for most personal cases. These tips can help you decide if you need commercial auto insurance for your business.

  • Is driving a regular part of your business? If it is, you most likely will need a form of commercial coverage to protect you from liability issues.
  • Your need for insurance can vary depending on how much driving you do. If you do a large amount of driving on the job, it is more likely that you will require commercial insurance.
  • Who is doing the driving? If you are renting or leasing your vehicles as a course of doing business, you will more likely need commercial insurance as opposed to a regular policy.

These are just a few of the things you need to think about when deciding what the right insurance option is for your business. If your business is located in the Bay area, call or contact Risk Concepts Insurance Brokers. Our team of experts will be happy to work with you to determine your insurance needs.