How Can You Protect Yourself From Uninsured Motorists?
Posted by Risk Concepts Insurance Brokers on
The effects of being in a serious auto accident caused by an uninsured motorist can be devastating if you are not covered by uninsured motorist insurance. In California alone, it is estimated that one driver out of three is either uninsured or carries insufficient insurance coverage. This puts you and your family at great risk should you be victims of an accident where one of these motorists is at fault.
As a driver, you should carefully consider the benefits of including uninsured motorist insurance within your auto or motorcycle insurance package. UM coverage will ensure you and your passengers are well compensated for injuries sustained in an accident caused by an uninsured or underinsured motorist. If the safety of those you love is important to you, then this coverage is well worth the investment.
The amount of protection you choose will depend on your personal circumstances, financial capability and need. When making your choice, consider the consequences of possible injuries, how it would affect your income, etc. Matching your UM policy with your liability insurance would be a good starting point. In some cases, you may want to acquire even more protection.
Even careful drivers can be victims of accidents caused by uninsured motorists. Learn more about the benefits of UM insurance coverage in California by contacting Risk Concepts Insurance Brokers today.