If you rent, since you don’t own a home, its easy to overlook the fact that you may actually need insurance coverage for your belongings. While you may feel that compensation for your stuff, if something should happen like a fire or a natural disaster like an earthquake or a flood, is the responsibility of the owner of the rental property. However, the truth couldn’t be more different. Even though you rent from someone, whether you’re talking about the things you have in your apartment, condo or rented home, or the stuff you put in a storage unit or even haul across town, or across the country in a U-haul, the responsibility for your belongings is yours!
That means having a renters insurance policy in place in case something does happen. To make sure you have the right coverage in place, you’ll want to work with an insurance agency who understands your needs. If you live in California, especially in the Lafayette, CA area, contacting Risk Concepts Insurance Brokers is a great way to make sure you have the financial protection you need. Not only can renters insurance save you time and hassles, it can save everything you own.