Why Risk Concepts Insurance Brokers?

What sets Risk Concepts Insurance Brokers (RCIB) apart is our high level of responsive and personal service that starts with our staff of long-term, educated and cross-trained team members who serve as your trusted advisors to help you chose how to best manage your risk.

When was the last time someone sat down to help you analyze the risks you face and determine which threats to your business are worth insuring? These are everyday conversations at RCIB. We have them not only with new clients but also as part of our ongoing relationship with existing ones.

Risk Concepts Insurance Brokers serves as Your Trusted Advisor

Risk Concepts serves as trusted advisor to California businesses from 10 to 250 employees.

Founded on the premise that clients are best served by a modestly-sized, efficient and resourceful brokerage, RCI Brokers offers consistently high quality service while maintaining extensive insurance market access for its clients. This translates into the right quality of insurance at the right price.

We have proudly served more the majority of our clients for 10+ years, starting before RCI Brokers President, Mike D. Robertson CPCU, founded RCI Brokers in 2005. Mike started his insurance career in 1983. Prior to founding Risk Concepts, Mike was Executive Vice President and Chief Financial Officer of a local brokerage that was ranked in the top 1% of the United States.

Risk Concepts Insurance Brokers works with you to chose the right amount and kind of insurance

Choosing the right insurance coverage requires balance between real threats to your business against how much risk you’re willing – and able – to retain yourself. Most businesses have legal and/or contractual insurance needs. Beyond those, though, are choices in your control.

Here’s what we know: Even within the same industry, each business faces different risks and every manager has a unique perspective in dealing with those risks. Businesses also have different short-term and long-term objectives.

How much insurance you need is a function of all of these factors. Figuring out what that means for your particularly situation starts with conversation — us, listening to you.

Risk Concepts Insurance Brokers Accesses Vast Industry Market Resources for You

Who tells your story to the insurance market matters. What you’ll pay for that insurance depends not only on market conditions but also on how well insurance providers understand you, the risks you face and ways you’re already mitigating them. That’s where you’ll find RCIB’s true value to you.

Who hears your story matters, too. We’ve spent years building trusted relationships with high quality insurance providers prepared to listen as we tell them your story so they can price real risk not generalized standards. Plus, we work hard to understand which carriers are interested in writing which kinds of insurance at any given time.

What does this mean for you? Good business. You get choices that offer the peace of mind quality insurance brings at fair – and personalized – pricing, and the help you need to pick the best option.

Bottom line: Working with Risk Concepts Insurance Brokers is Good Business for You

What does this mean for you? Good business. You get choices that offer the peace of mind quality insurance brings at fair – and personalized – pricing, and the help you need to pick the best option.